Government-Backed Business Funding with Lower Rates and Longer Terms.

Get pre-qualified in minutes for loans ranging between $350K to $5M. Hundreds of industries qualify for our SBA 7(a) loans with terms designed to maximize your cash flow and growth. 

Expert Guidance

SBA 7(a) Loans Made Simple & Easy

Learn how SBA 7(a) loans work and how our experts can help you secure funding with ease. Watch this short video to get started and grow your business confidently with flexible terms.

TESTIMONIALS

What our client says?

James Mitchell

Small Business Owner

“Securing an SBA 7(a) loan was seamless. Their guidance helped me grow my business fast!”

Robert Hayes

Franchise Owner

“The loan terms were excellent, and the approval process was quicker than expected. Highly recommend!”

Sarah Thompson

Retail Store Founder

“Sky Capital made financing stress-free. Their SBA 7(a) loan helped me expand without worries!”

Effortless Funding

Don't Let Funding Delay Your Next Business Move

Traditional lenders create barriers between you and your business goals. Their complex paperwork, restrictive terms, and dangerous balloon payments keep that perfect commercial property or business acquisition just out of reach.

Our SBA 7(a) loan program eliminates these obstacles with streamlined approval, government-backed rates, and terms up to 25 years. Access the funding you need to move forward NOW, while maintaining the healthy cash flow you need to survive. 

 

SBA Insights

What You Need to Know About SBA 7(a) Funding

Sky Capital delivers SBA 7(a) loans through Celtic Bank with FDIC insurance and the full backing of the U.S. Government. This gives you the most powerful business financing tool available today.

Here’s what you get with our SBA 7(a) program:

Substantial Funding

Access $350K to $5M to purchase businesses or commercial real estate.

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Unmatched Terms

Enjoy repayment periods up to 25 years – far longer than conventional loans.

Cash Flow Protection

Secure rates as low as prime +2.75% with NO balloon payments or hidden fees.

Maximum Leverage

Finance up to 90% of your purchase with minimal cash down and flexible terms.

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Quick Qualification

Pre-qualify in minutes, not weeks, so you can quickly act upon opportunities.

Maximize Cash Flow & Growth

With an SBA 7(a) loan, you’ll pay less in monthly interest, creating the cash flow advantage you need to successfully operate and grow your business for decades to come.

Client Success

Real Stories from Satisfied Clients

Hear from business owners who secured SBA 7(a) loans and transformed their businesses with ease.

"Sky Capital’s SBA 7(a) loan process was smooth. Their support helped me expand without financial strain!"
Jack Floss
Restaurant Owner
"Quick approval and great loan terms! Sky Capital made financing simple and stress-free for my business."
Michael Carter
Manufacturing Business Owner
Business Growth

A Business Loan to Fuel Every Aspect of Growth

SBA 7(a) financing delivers versatility and power to support virtually any business growth initiative.

Buy Businesses or Commercial Property

Purchase established businesses with existing revenue streams or commercial real estate to build equity instead of paying rent.

Build or Renovate Your Premises

Finance ground-up construction or make improvements to improve customer experience and operational efficiency.

Strengthen Your Financial Position

Refinance existing debt into one affordable payment or secure working capital to maintain operations. 

Upgrade Equipment and Inventory

Buy equipment to increase production efficiency or build inventory to meet demand without depleting cash reserves.

Get Pre-Qualified in Minutes

With an SBA 7(a) loan, you’re accessing capital with breathing room to make decisions without financial pressure. You get manageable payments that align with your growth, not work against it.

In minutes, you can discover if you qualify.

Complete the form below to see if you qualify for financing from $350K to $5M with terms up to 25 years.

Frequently Asked Questions

Find answers to common questions about SBA 7(a) loans, including eligibility, terms, and the application process.

Most U.S.-based businesses with good credit, strong revenue, and a solid business plan qualify.

SBA 7(a) loans range from $350K to $5M, depending on your business needs and qualifications.

Terms can go up to 25 years for real estate and 10 years for working capital or equipment.

Rates start as low as prime +2.75%, offering lower costs than conventional loans.

Pre-qualification takes minutes, and full approval typically takes a few weeks.

Yes! You can use the loan to acquire an existing business with an established revenue stream.

Collateral requirements vary, but the loan is primarily backed by the SBA.

Simply fill out our quick pre-qualification form to start the process with expert guidance.